Self-Help Credit Union

Financing Information

Electrify ABC offers straightforward financing from trusted community lender Self-Help Credit Union. This financing package is exclusively available for Electrify Asheville-Buncombe program participants.

Our Loan Package Offers:

  • Significantly lower interest rates than most credit cards.
  • Access for borrowers with low or limited credit.
  • Straightforward terms—no gimmicks and no gotchas.
  • The Electrify ABC administrative program fee of 2.99% can be included in the loan amount, comparable to a credit card processing fee.

What the Loan Covers:

  • High-efficiency heat pumps – including using up to 30% of the loan for related electrical upgrades
  • Heat pump hot water heaters
  • Air sealing and insulation
  • Energy saving projects for mobile homes

Get Connected

Connect with Self-Help Credit Union today to explore financing options – online or at one of the two Asheville branch locations:

  • 391 S. French Broad Ave, Asheville
  • 1911 Hendersonville Rd. Asheville

Self-Help Credit Union

Get Preapproved

Get preapproved for a loan so you can plan your energy improvement project with a solid budget in mind. That way, you’ll know how big a loan you can get, and you can plan your project with a solid budget in mind.

Apply For Your Loan

Already have a contractor and a bid for your project? Fill out your loan application today and get an answer within two business days. We’ll ask for a copy of the bid as part of your application.


To Apply, You’ll Need:

  • Proof of Income: your most recent paystub (for W2 wage earners) OR copies of your last two tax returns (for self-employed people).
  • Mobile-home owners only*: A copy of your DMV registration as proof of ownership, if the home is not on a permanent foundation.
  • If you already have a bid from an Electrify ABC-participating contractor, you’ll also need a copy of the bid.
  • Your preferred Self- Help Branch Location
  • To sign the release form provided by Self -Help Credit Union so that your information can be shared with Electrify ABC program administrators.

Wherever you are on your electrification journey, we’re here to make it easy. If you have any questions, drop us a note:

Don't Forget...

Your contractor must be participating in the Electrify ABC program. Check the Electrify Marketplace to find participating contractors.

If you live outside of Buncombe County or are purchasing a product that does not qualify for Electrify ABC, you may still apply for financing from one of Self-Help Credit Union’s other loan offerings.

This financing opportunity was developed by the North Carolina Clean Energy Fund, in partnership with Buncombe County and Self–Help Credit Union, and with the financial support of the Wells Fargo Foundation.

North Carolina Clean Energy Fund

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